5. Contact a debt-management company. A reputable debt-management company, such as Debt Relief Solutions, can assist you in dealing with your creditors. They can help you lower your interest rates and payments and pay off your debt faster than if you tried to do it on your own.
Educate yourself in all areas of finance. Pray daily for God to give you wisdom and peace. The Scriptures state that “If any of you lacks wisdom, he should ask God, who gives generously to all without finding fault, and it will be given to him” (James 1:5, NIV).
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